Privacy Policy - Ramp Financial Operations Platform

1. Introduction

Ramp Business Corporation ("Ramp," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial operations platform and related services (the "Service").

2. Information We Collect

2.1 Personal Information

We may collect the following types of personal information:

Identity Information: Name, email address, phone number, postal address
Financial Information: Bank account details, payment information, transaction data
Business Information: Company name, tax identification numbers, business address
Account Information: Username, password, security questions
Communication Data: Records of correspondence and support interactions

2.2 Automatically Collected Information

We automatically collect certain information when you use our Service:

Usage Data: Pages visited, features used, time spent on the platform
Device Information: IP address, browser type, operating system
Location Data: General geographic location based on IP address
Cookies and Tracking: Information collected through cookies and similar technologies

3. How We Use Your Information

We use your information for the following purposes:

Providing and maintaining our financial services
Processing transactions and managing accounts
Preventing fraud and ensuring security
Complying with legal and regulatory requirements
Improving our products and services
Communicating with you about your account and our services
Providing customer support
Marketing and promotional communications (with your consent)

4. Information Sharing and Disclosure

4.1 Third-Party Service Providers

We may share your information with trusted third-party service providers who assist us in operating our business, including:

Banking and payment processing partners
Cloud storage and hosting providers
Analytics and marketing platforms
Customer support and communication tools
Security and fraud prevention services

4.2 Legal Requirements

We may disclose your information when required by law, regulation, or legal process, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the business transaction, subject to confidentiality agreements.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, secure data transmission, access controls, and regular security assessments.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. We will securely delete or anonymize your information when it is no longer needed.

7. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal information:

Access: Request access to your personal information
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of your personal information
Portability: Request a copy of your information in a portable format
Objection: Object to certain processing of your information
Restriction: Request restriction of processing in certain circumstances

8. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence. We ensure that such transfers are subject to appropriate safeguards, including standard contractual clauses or adequacy decisions.

9. Children's Privacy

Our Service is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.

10. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience on our platform. For detailed information about our use of cookies, please see our Cookie Policy.

11. Third-Party Links

Our Service may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to read their privacy policies before providing any information.

12. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

Right to know what personal information is collected, used, shared, or sold
Right to delete personal information
Right to opt-out of the sale of personal information
Right to non-discrimination for exercising these rights

13. European Privacy Rights (GDPR)

If you are located in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR), including the rights mentioned in Section 7 above. Our legal basis for processing includes contract performance, legitimate interests, and legal compliance.

14. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically.

15. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

Email: privacy@ramp.com
Address: 28 West 23rd Street, Floor 2, New York, NY 10010
Phone: 1-855-727-7267

Advertising Privacy Notice

This Privacy Policy complies with Google Ads and Microsoft Advertising privacy requirements. We follow strict data protection standards for all advertising activities and respect user privacy choices regarding targeted advertising.