How Ramp Works

Get up and running in minutes with our simple 4-step process. No lengthy setup, no complex integrations.

1

Sign Up & Connect

Create your account in under 5 minutes. Connect your existing bank account and accounting software for seamless integration.

  • Quick 5-minute setup
  • Bank account integration
  • Accounting software sync
Professional signing up for business services
2

Issue Cards & Set Controls

Create unlimited virtual and physical cards for your team. Set spending limits, merchant restrictions, and approval workflows.

  • Unlimited virtual cards
  • Custom spending controls
  • Real-time notifications
Modern credit card payment system
3

Spend & Track Automatically

Your team uses Ramp cards for all business expenses. Receipts are automatically captured and categorized using AI.

  • Automatic receipt capture
  • AI-powered categorization
  • Real-time expense tracking
Mobile app expense tracking
4

Close Books Faster

All transactions sync automatically to your accounting software. Generate reports, track budgets, and close your books in record time.

  • Automatic bookkeeping
  • Real-time reporting
  • Faster month-end close
Business analytics dashboard and reporting

The Result? Dramatic Time & Cost Savings

See what happens when you eliminate manual expense management and automate your financial operations.

5+ Hours

Saved per employee per month on expense management

5%

Average savings on all business spending

75%

Faster month-end close process

Ready to get started?

Join thousands of companies that have streamlined their financial operations with Ramp.

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